Investors
Invest differently for solid returns
How it works
Beehive’s online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.
Three reasons why you should start investing today
Strong track record of consistent returns above risk-free rate > 10% p.a.
Diversify your portfolio with exposure to fast growing private credit asset class.
Investing across Beehive means you can help contribute to the growth of UAE businesses and the local economy.
Learn about the registration process
Get attractive returns of 10% avg. ARR* with monthly repayments and diversify your portfolio beyond traditional investments.
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10% avg. ARR* -
Easy access to cash -
Invest from just AED 500 -
Monthly repayments
Investing on Beehive is easy
Once you’ve registered, you can find businesses looking for funding in our marketplace and start investing from just AED 500. Learn more about our registration process.
You control your investments
Control how much you want to invest in each funding request. You can also set up Autobid which means bids are placed automatically based on your specific investment criteria.
Choose your risk level
Each business on Beehive undergoes a thorough credit assessment and is assigned a risk band to guide investors. Learn more about the assessment process here.
Product Features
Marketplace
A digital platform that allows investors to make bids related to a specific finance request for any of the approved businesses. Each business has a risk band to help investors decide.
Autobid
A tool that automatically makes bids based on the risk and tenure criteria that you set. By using Autobid, you can ensure that spare funds are automatically bid within your pre-set risk parameters.
Transfer Facility
Gives investors liquidity by transferring finance parts to other investors on Beehive. Investors can also diversify their portfolio with closed investment opportunities.
Beehive Working Capital Finance directly connects businesses with investors willing to lend against the value of an invoice.
To become a Working Capital Finance investor, you need to be registered with Beehive and have a minimum of AED 5,000 in your account.
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Short term lending -
Attractive returns -
High liquidity -
New asset class
Diversify Your Portfolio
Investors can build a diversified portfolio by lending against the value of outstanding invoices from credible customers and choosing the amount they wish to finance. Working Capital Finance is a great way to make short-term investments (30-150 days) with attractive returns.
Investors
Beehive For Islamic Investors
Get attractive returns of 10% avg. ARR* with monthly repayments and diversify your portfolio beyond traditional investments.
Ready to get started?
Investing
How does Beehive work?
Beehive is a peer to peer lending platform. Peer to peer (P2P) lending is a form of crowdfunding and refers to investors providing finance to businesses without the use of a conventional intermediary, such as a bank. Our online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.
Do you accept investors residing outside the UAE?
Beehive welcomes all applications from most nationalities even if they are not UAE residents, however certain restrictions apply due to local regulations.
What fees do you charge?
All fees for Term Finance requests are shown net of our fees and so the rate you see is the rate you will receive (excluding bad debts and defaults). The only other fee we charge is 0.50% which is applied to any successful transfer facility transactions.
How is the monthly profit calculated?
Accepted offers are repaid via equal monthly installments and each amount is paid directly into your Beehive account. The profit rate is fixed at the time you make your bid.
Who will run the investment strategy?
Investors will run the strategy. Beehive does not provide guidance on which business to choose for investment.
Who will run the investment strategy?
To be reclassified as a Professional Investor, you must contact [email protected]. You will be invited to meet a Beehive Investment Executive to discuss your understanding of the risks associated with becoming a professional investor and to determine if you have the relevant financial or investment experience. You will also be required to provide proof that you have net assets in excess of $1m excluding your primary residence.
Minimum account opening amount and bid limits on Beehive?
You can join Beehive by setting up an account with as little as AED 5,000. The minimum bid on an individual business is AED 500.
To comply with DFSA regulations, your maximum exposure to one business on Beehive (across multiple products and requests) as a Retail Investor is AED18,000. See “Are there limits over the amounts I can lend to any one business and the amount of new funds I can add in a 12-month period?” below for more details.
