Beehive and EDB
Partnership
Beehive’s award-winning digital platform directly connects businesses with investors. Learn more here
Sectors Supported by EDB
Health Care
• Diagnostic Imaging Centers
• Blood and Organ Banks
• General Medical and Surgical
• Hospitals etc.
Food Security
• All Other Grain Farming
• Floriculture Production
• Timber Tract Operations etc.
Agri Tech & Renewable energy
• Agricultural Biotechnology
• Solar Energy
• Renewable Energy
Manufacturing
• Flour Milling
• Cane Sugar Manufacturing
• Bottled Water Manufacturing
• Sawmills
Technology
• Software Publishers
• Satellite
• Telecommunications
• Computer Systems Design
Want to learn more? Watch the recap of our webinar
Empowering SME Growth in UAE: Introducing Beehive-EDB’s Tailored Financing Solutions
How to apply for financing?
1
Check your eligibility
2
Submit
3
Success
Requesting Finance Is Easy
Our digital SME lending platform directly connects your business with a crowd of investors on our marketplace who can fund your finance request in days. Learn more about Beehive here.
Check the criteria here:
Management
-
Business Experience of management in the same line of business should be more than three years. -
Businesses must have a minimum operational history of 3 years. -
Age of owners and partners between 25-65. -
Sufficient credit history.
Use of Funds
-
Asset acquisition. -
Construction or purchase of office premises. -
Business expansion or startup financing. -
Inventory, supply, and raw material procurement. -
Salary and rent financing for service companies. -
Value add or automation to existing processes.
Banking & Credit History
-
No returned checks in the past six months, up to 3 in the last 24 months. -
Etihad Credit Bureau review required for borrower, guarantors, and owners. -
Last 12 months' primary bank statements required. -
Two years of audited financial statements.
Management
-
Minimum Annual Turnover -
Demonstrated positive sales and revenue growth over the past year. -
Debt to Revenue Ratio -
Positive net profit in the last 12 months. -
Operating margin
Key Ratios
-
DSCR -
Operating Cash Flow Coverage -
Adjusted Leverage
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Contact Us
Beehive.ae
For more details, contact the team at +971 4 550 6700 or email [email protected]